381 Highland TerraceKettering, OH 45429

381 Highland TerraceKettering, OH 45429

1/1 Fullscreen
$514,900 Active
Residential - Single Family MLS 957808 New to the Market
4 beds 2 full baths 2 partial baths 5,274 sqft

Listed By

Agency Name: Coldwell Banker Heritage
Agency Phone: (937) 434-7600

Shown By

Agency Title: Cutler Real Estate
Agency Phone: 888-763-7575

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Property Description

Welcome home to this stunning West Kettering property, ideally located just minutes from NCR Country Club, shopping, dining, and more. Offering over 4,000 square feet of living space across three levels, plus an additional 1,000+ square feet of unfinished basement, this home provides exceptional space and flexibility for any lifestyle.The home features four generously sized bedrooms, each with oversized closets and brand-new carpet upstairs (April 2026). The spacious primary suite includes a beautifully updated en-suite bathroom with ample room to unwind. Designed for both everyday living and entertaining, the kitchen is equipped with a gas cooktop, double wall ovens, and a thoughtfully remodeled eat-in area featuring 3/4” solid wood custom flooring, refinished solid birch cabinetry, and a built-in wall unit to match. Large windows fill the space with natural light, complemented by a cozy gas fireplace. Additional conveniences include main-level laundry hookups, a second laundry area in the basement, and a gas line on the patio—perfect for outdoor grilling under the covered entertainment space. Major updates provide peace of mind, including a new roof and Apex fiberglass siding (2011), along with new gutters, guards, shutters, and aluminum columns on both the front and back porches. The upstairs main bathroom was professionally remodeled in 2016, and a brand-new air conditioning unit was installed in 2025. With extensive updates, generous living space, and a prime location, this home truly has it all. Once you see it, you’ll fall in love.

381 Highland Terrace | MLS# 957808

This single family home located at 381 Highland Terrace, Kettering, OH 45429 is currently listed for sale with an asking price of $514,900. This property was built in 1960 and has 4 bedrooms and 2 full and 2 partial baths with 5274 sq. ft. Highland Terrace is located in the Shady Crest Sec 03 subdivision within the Kettering school district. Search Shady Crest Sec 03 real estate on 103randomroad.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central
Days on Market: 2
Fireplaces: 3
Garage: 2 car attached
Heating: Natural Gas
Lot Size: 0.37 Acres
Taxes: $7,334
Year Built: 1960

Feature Descriptions

Appliance Features: Cooktop, Dishwasher, Dryer, Garbage Disposal, Microwave, Refrigerator, Wall Oven, Washer
Basement Features: Unfinished
Exterior: Brick, Frame
Fireplace. Features: Gas, Three or More, Woodburning
Garage Features: 2 Car, Attached
Lot Dimensions: 0.37
Outside Features: Patio
Utilities: 220 Volt Outlet, City Water, Natural Gas, Storm Sewer

Room Sizes

Primary Bedroom: 16 X 15 Level - Second
Bedroom: 15 X 14 Level - Second
Bedroom: 15 X 12 Level - Second
Bedroom: 13 X 13 Level - Second
Dining Room: 13 X 13 Level - Main
Entry Room: 16 X 5 Level - Main
Family Room: 23 X 12 Level - Main
Eat In Kitchen: 35 X 12 Level - Main
Living Room: 24 X 15 Level - Main
Rec Room: 25 X 24 Level - Lower Level/Quad
Utility Room: 9 X 6 Level - Main
Laundry: 17 X 12 Level - Basement

Local Schools

School District: Kettering

Source: Delta Media Group, Inc.

Demographics

Montgomery County Demographic Information for 381 Highland Terrace, Kettering, OH 45429
Fips
Fips Code 39113
Population
2020 to 2025 Change up 0.4%
2010 Count 535,153
2020 Count 537,309
2025 Estimate (V2025) 539,598
2020 Estimate (V2025) 537,306
Age Distribution (Years Old)
0 to 4 5.7%
5 to 17 21.9%
18 to 64 53.2%
65 and Older 19.2%
Gender
Male 48.4%
Female 51.6%
Place of Birth
Foreign 5.3%
US 94.7%
Education
High School Graduate, Age 25+ 92.6%
Bachelor's Degree or Higher, Age 25+ 31.3%
Computer and Internet use
Households with a computer 94.6%
Households with a broadband Internet subscription 90.6%
Language
English is Second Language, Age 5+ 7.3%
English is First Language, Age 5+ 92.7%
Veterans
Veterans 34,904
Income
Per Capita Income $38,450
Median Household Income $66,139
People in Poverty 14.4%
Commute
Average Work Commute Time 22 minutes
Housing
Total Housing Units 252,781
Households 231,319
Average Household Size 2.24
Owner-Occupied 62.5%
Multi-Family 24.3%
Owner-Occupied Median Value $180,900
Median selected monthly owner costs -with a mortgage $1,438
Median selected monthly owner costs -without a mortgage $604
Median gross rent $1,026
Building Permits
New Private Housing Issued 2024 933
Years at Residence
1 Year or More 85.9%
Less Than 1 Year 14.1%
Business and Employment
Private non-farm Establishments 10,930
Private non-farm Employment 234,881
Private non-farm Employment Growth up 0.9%
Nonemployer Establishments 37,294
Number of Firms 7,720
Business Production
Value of Shipments $9,405,685,000
Wholesale Trade $8,384,635,000
Retail Trade $8,441,166,000
Retail Sales Per Capita $12,147
Accommodation and Food Services $1,176,468,000
Land
Land Area 461.55 sq. miles
Population Per Square Mile 1,160

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 3,378.52 per month $2,617.17 Principal & Interest $611.17 Property Tax $150.18 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Croos Country Mortgage